Plan Overview » Guaranteed Account

Investment Objective:
The objective of the Guaranteed Account is to provide income while providing safety of principal. Funds invested in this account become part of the general assets of Minnesota Life, which are invested primarily in long-term bonds and mortgages. Most of these mortgages are residential loans -- including FHA, VA and conventional -- that provide steady cash flows. No single investment represents more than 0.6 percent of the Guaranteed Account's invested assets.

This investment is suitable for:
  • Owners who are near retirement and want to preserve their account value.
  • Owners who are uncomfortable with fluctuations in their account value.
  • Those who want to diversify, using this account in combination with other account options.

The current interest rate for the guaranteed account is: 4.0%

View the interest rate history of the guaranteed account.

The guarantees for the Guaranteed Account are based solely on the financial strength and claims-paying ability of Minnesota Life.